Free Calculator

Side Hustle True Cost Calculator -- How Much Are You Really Making?

The app says $25/hr. After taxes, fees, gas, and wear on your car, the real number is a lot less. Find out what you actually take home.

Quick answer: Most gig workers earn 40-60% less than what the app shows them. A DoorDash driver who thinks they make $25/hr often takes home $10-$14/hr after self-employment tax, gas, vehicle depreciation, and platform fees.
Calculator Mode

Choose your mode and detail level.

Direction
Detail Level
1 Where Are You?

This sets your currency, tax rates, and deduction rules.

2 What Platform / Gig?

Pick your platform. We will pre-fill typical fee percentages.

Typical: DoorDash 15-20%, Uber 25%, Instacart 5-10%
3 Your Earnings

Enter what the app shows you (before any deductions).

What the app says you earned this week
4 Your Expenses

The costs the app never shows you. Set any to $0 if not applicable.

Vehicle expenses are hidden because Freelance/Contract work typically does not involve driving. Switch platform to show them.
Oil changes, tires, brakes, repairs averaged out
Rideshare/delivery insurance premium above personal
Used to calculate your mileage deduction ($0.67/mi)
Portion of your plan used for gig work
Supplies, insulated bags, equipment, etc.
5 Your Tax Situation

We need this to estimate your tax liability accurately.

W-2 or other income (affects your tax bracket)
US average ~5%. Some states (TX, FL, WA) = 0%
Most sole proprietors qualify for this deduction
Reality Check
$25.00/hr
Your perceived rate
$12.50/hr
Your actual rate
Your True Weekly Take-Home
per week after everything
Day Job Equivalent
equivalent day job hourly rate
Time Period Breakdown
Where Your Money Goes

Every dollar you earn, broken down by who actually gets it.

Earnings Breakdown

Pie chart showing where every dollar of your gross earnings goes.

Annual Projection

What a full year of this side hustle looks like.

Category Weekly Monthly Annual
Tax Breakdown

Detailed tax liability on your gig income.

Share Your Results

Want to learn more? Read our Side Hustle Tax Guide or check out the Gig Worker Tax Guide for detailed breakdowns.